VA Loans
For the brave Veterans, service members, and surviving spouses looking to purchase or refinance a home. These loans offer the most competitive rates for the people who serve our country and are looking to find or restructure their perfect home. These are typically the best rates on the market for anyone who qualifies, and at Loan Vault we are always proud to help eligible Veterans, service members, and surviving spouses find their best options with us.
Intro to VA Loans
Loan Vault is privileged to help any qualifying persons get a VA loan to secure the best and lowest rate for their home. Loan Vault knows the stresses of serving our country, and the difficulties that come with surviving a spouse who served our country. We find the right loan so you can focus on enjoying your home, not the stresses of financing it.
What is a VA Loan?
A VA loan is a government loan that is backed by the VA (Department of Veteran Affairs). The loans are backed by certain guarantees that allow for lenders to typically offer no down payment and less strict requirements than other loans. As a result, veterans and other qualifying persons typically receive the lowest rates in the market, no down payment, and cheap monthly payments. These loans are protected by the US government to ensure the most competitive rates for the members of our Armed Forces.
These loans have:
- NO down payment
- No private mortgage insurance
- Amazing rates and low monthly payments
Is a VA Loan Right For You?
Requirements (one or more of the following) to keep in mind when considering a VA loan:
- You served 90 days of active service during wartime
- You served 181 days of active service during peacetime
- You are the spouse of a service member who has passed away in the line of duty or due to a service-related disability.
- You have 6 years of service in the National Guard or Reserve